BUILT FOR LOAN CONSULTANTS & DSAs

Assess loan eligibility without typing a single transaction .

Every loan application means reading months of bank statements to check income stability, existing EMIs, and average balance. BankXL converts applicant PDFs into structured Excel in 15 seconds so you can score eligibility instead of typing numbers.

Try BankXL free See plans
Built for DSAs & loan consultants
500+ banks supported
Free 50 pages/month
THE OLD WAY IS BROKEN

What Loan Consultants tell us they want to stop doing.

Stop manually scanning 6-12 months of statements for salary credits and bounced EMIs
End the guesswork around average monthly balance — calculate it precisely from real data
Skip retyping applicant statements before you can even start your eligibility sheet
Stop losing loan turnaround time to formatting spreadsheets instead of underwriting
THE LOAN CONSULTANTS WORKFLOW WITH BANKXL

Every scenario you deal with, streamlined.

Income stability check
BEFORE
Scroll through 6-12 months of PDFs manually looking for consistent salary credits.
WITH BANKXL
Convert to Excel, filter credits by narration keywords like "SALARY" or employer name, and see a clean monthly trend.
Existing EMI / obligation check
BEFORE
Manually spot recurring debit amounts that look like existing loan EMIs across months.
WITH BANKXL
Sort debits by amount and recurrence in Excel — repeating same-amount debits stand out immediately.
Average balance & bounce check
BEFORE
Type out daily/monthly closing balances by hand to compute average balance and spot cheque bounces.
WITH BANKXL
Running balance column comes pre-extracted — build the average balance and bounce-flag formulas directly.
Multi-applicant / co-applicant cases
BEFORE
Each applicant's statement gets typed up separately, slowing down joint-loan processing.
WITH BANKXL
Bulk upload all applicant statements together — each converts in parallel with consistent columns for side-by-side comparison.
WHAT LOAN CONSULTANTS GET

Everything a modern practice needs.

Every transaction captured with reference numbers
UPI, NEFT, IMPS, RTGS and cheque transactions all convert with their reference numbers intact — critical for verifying salary credits and flagging unusual large transfers during underwriting.
Bulk conversion for multi-applicant cases
Upload statements for the primary applicant and co-applicants together — up to 50 files per batch on the Firm plan, each normalized into the same column layout.
Every Indian bank supported
SBI, HDFC, ICICI, Axis, Kotak, PNB, BoB, Canara, IDFC, IndusInd, Yes, Federal, RBL, IDBI, AU SFB + 90 more.
Running balance preserved
The balance-after-transaction column carries through to Excel — the basis for average monthly balance and minimum balance calculations.
CSV/JSON for scoring models
Export as CSV or JSON to feed directly into an in-house eligibility scoring spreadsheet or model.
Applicant-safe by design
Files processed in memory, deleted after conversion. Zero data retention for sensitive financial documents.
"I process 15-20 loan files a week. What used to be a full day of manually reading statements is now an hour of reviewing clean Excel sheets."
V
Vikram Chawla
Loan Consultant (DSA), Mumbai
FAQ FOR LOAN CONSULTANTS

What Loan Consultants usually ask.

Can BankXL calculate loan eligibility for me?

No — BankXL converts and structures the bank statement data. You still apply your own eligibility criteria and judgment. What it removes is the hours of manual data entry needed before you can even start that analysis.

Does it capture UPI and NEFT reference numbers?

Yes. Every transaction — UPI, NEFT, IMPS, RTGS, cheque — converts with its reference number and narration intact, which is often needed to verify the source of large credits.

Can I process co-applicant statements together?

Yes. The Firm plan supports bulk upload of up to 50 statements in one batch, useful for joint-loan or co-applicant cases where you need to compare multiple statements side by side.

Does BankXL work with statements from smaller/regional banks?

Yes — 500+ banks are supported including regional and small finance banks. If an applicant's bank isn't recognized, email a sample to support@banlxlai.com and we'll add it, usually within 24 hours.

Is applicant data kept private?

Yes. Files are processed in memory and deleted immediately after conversion. No long-term storage, and data is never used to train AI models.

Can I try it on a real applicant statement first?

Yes — the free plan includes 50 pages every month, no credit card, so you can check output quality before relying on it for live loan files.

Related to your workflow:

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Start free. Convert a real client statement.

50 pages every month, forever, no credit card. Upgrade only when your practice needs more.